Emergency Loan

Designed for unforeseen contingencies such as hospitalization, funeral expenses, court fines, and other unavoidable emergencies.

• Only one emergency loan at a time
• Repayment period: Up to 24 months
• Interest rate: 1.15% per month on reducing balance
• Loan limit: Up to 4× member deposits (subject to the two-thirds rule)
• Not applicable for house rent or other non-emergency needs